There’s an app for that! More than a decade later, Apple’s iconic catchphrase is truer than ever. Apps are popping up left and right addressing every little thing you can think of. And nowadays, this includes car insurance too.
More and more car insurance providers are creating apps that allow you to manage some, if not all, of your insurance tasks through your phone. From getting a quote to viewing your documents to reporting accidents, it’s all easier than ever to do from the little device you carry around 24/7.
But what exactly is app-based car insurance? And should you even consider it?
What is app-based car insurance all about?
Basically, app-based car insurance is car insurance that can be arranged and managed through an app on your phone.
Different car insurance apps may come with different features, but essentially, you can do things like fill out all of your information and get a quote through your phone in minutes. You can even scan your license by using your phone’s camera, allowing you to prove your identity quickly.
And then, you can access all your insurance documents and get your insurer’s details through your phone.
These are the basic features.
These apps can also act as black boxes if you have a telematics policy. They can monitor your driving when you’re on the road, sending information to your insurer.
Plus, if you happen to be in an accident, some of these apps have functionality that helps you report the incident to your insurer in minutes.
Or, if you breakdown and you have breakdown cover, the app can use your phone’s location services to pinpoint exactly where you are and send the info to your insurance provider. Nifty, huh?
Why use app-based car insurance?
One of the main benefits of app-based car insurance is convenience. This is the 21st century. You and your phone are probably joined at the hip as it is. Technology is rapidly advancing, and soon you might be able to, quite literally, implant a version of your phone in your body through a chip.
You know what that means, right? Besides becoming a real-life cyborg, that is.
It means never fumbling around looking for car insurance information or the contact details of your insurer. It means being able to do everything related to your car insurance from your phone. That’s bound to save you time and help you get organised!
These are just the basics though. Many insurers are finding new and creative ways to make the most of app-based car insurance.
Zixty’s app-based car insurance tackles climate change
At Zixty, we offer a different take on app-based car insurance. Our temporary car insurance app offers all the basic features like:
- Getting a quote and getting you on the road in minutes
- Scanning your car license through your phone
- Reporting your accident and getting a quote through the app
- Accessing all your insurance docs whenever you need them
- Sending your exact location to your insurer if you have a breakdown
But, here at Zixty, we like to go the extra mile. That’s why we introduced Zixty Miles. Getit?
When you take out a policy with us and enable the free Zixty Miles feature, we help you carbon offset your journeys up to 100 miles a day every day. We also plant a tree on your behalf with each new policy.
But that’s not all – we also give you an EcoScore from 1 to 10 that shows you how eco-conscious your driving is. If you score on the higher end, it means you’re doing a stellar job at being green behind the wheel.
But, if you score on the lower end, we give you lots of tips to help you become a greener driver. Basically, we’re all about teaching people to fish and giving them fish too.
Zixty Miles is just one example showing how app-based car insurance can get creative and offer you more than a traditional policy would. It may be a new-ish concept, but it’s already making waves. Who knows what’s next? Watch this space.
